Our Process

Steps 1 & 2

You Talk, We Listen

After you contact us by phone or email, a Wagener-Lee advisor will call to learn more about you, your family, your career, your financial goals, your investment timeline, risk tolerance, and other priorities. If you feel we’re a good fit, our advisor will set up a discovery meeting in our office, by phone or video conference.

Following our discovery meeting, you will receive our Financial Planning Contract and/or Investment Management Agreement to engage our team.

Step 3

Your Goals, Our Plan

Once we’ve gained a solid understanding of your situation, we’ll assemble your personalized team of professionals to begin planning your financial future.

Drawing on both our industry knowledge and the relationship we’ve built with you through our in-depth conversations, we’ll structure financial planning and  investment recommendations tailored to your specific needs and goals. As we proceed, we may call you to check in or ask for any relevant information we might be missing.

Step 4

Presenting Our Plan

We’ll offer our recommendations, thoroughly explaining our use of sophisticated computer models that factor in each piece of your collective financial “puzzle” along with specific action items personalized to you and your family. Based on your input, we’ll make necessary adjustments. Once we’re sure you understand and approve the customized plan we’ve created for you, we’ll work with you to implement the plan. This could include opening or transferring accounts, confirming beneficiary designations, updating retirement contributions, and more.

Step 5

Tracking Your Success

Once your financial plan is up and running, we’ll proactively and continuously review every element of your portfolio and plan, including:

  • Periodic risk assessment/changes in your goals and objectives
  • Updated capital market assumptions to maintain optimized asset allocations
  • Performance monitoring
  • Rebalancing your portfolio to ensure proper allocation when an asset class has outperformed its historic returns

* Rebalancing a non-retirement account could be a taxable event that may increase your tax liability.