After you contact us by phone or email, a Wagener-Lee advisor will call to learn more about you, your family, your career, your financial goals, your investment timeline, risk tolerance, and other priorities. If you feel we’re a good fit, our advisor will set up a discovery meeting in our office, by phone or video conference.
Following our discovery meeting, you will receive our Financial Planning Contract and/or Investment Management Agreement to engage our team.
Once we’ve gained a solid understanding of your situation, we’ll assemble your personalized team of professionals to begin planning your financial future.
Drawing on both our industry knowledge and the relationship we’ve built with you through our in-depth conversations, we’ll structure financial planning and investment recommendations tailored to your specific needs and goals. As we proceed, we may call you to check in or ask for any relevant information we might be missing.
We’ll offer our recommendations, thoroughly explaining our use of sophisticated computer models that factor in each piece of your collective financial “puzzle” along with specific action items personalized to you and your family. Based on your input, we’ll make necessary adjustments. Once we’re sure you understand and approve the customized plan we’ve created for you, we’ll work with you to implement the plan. This could include opening or transferring accounts, confirming beneficiary designations, updating retirement contributions, and more.
Once your financial plan is up and running, we’ll proactively and continuously monitor every element of your portfolio and plan, including:
* Rebalancing a non-retirement account could be a taxable event that may increase your tax liability.